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mobiqiuity® Pay
  • Scalable. Flexible. Robust.

    mobiquity® Pay is a cloud-native digital payments platform supporting Umobile wallets, QR codes and USSD. It enables seamless transactions for individuals, businesses, and governments—from everyday payments to large-scale disbursements.

    Designed for agility and reliability, it ensures security, compliance, and rapid deployment in an evolving digital economy.

    Intelligent Features for Credible Digital Experiences

    Seamless Payments

    Supports mobile money, digital wallets, and online payments across USSD, QR codes, NFC, and more.

    Financial Inclusion

    Provides unbanked users with a Stored Value Account (SVA) linked to mobile numbers for essential transactions.

    Universal Payment Access

    Supports all payment instruments, including wallet-linked Visa/Mastercard for proximity and remote payments.

    Dynamic Pricing & Commissions

    Adjusts fees and commissions based on customer profiles, locations, and promotions to maximize revenue.

    Cloud-Native & Scalable

    Microservices-based architecture ensures auto-scaling, zero-downtime deployment, and high reliability.

    Advanced Analytics

    Real-time dashboards track system health, business KPIs, and performance insights for smarter decision-making.

    Proactive Issue Prevention

    Detects and alerts threshold breaches in critical parameters, enabling real-time corrective action.

    End-to-End Transparency

    Tracks every stage of a payment journey, ensuring clarity for users and businesses.

    Faster Service Deployment

    Reduces time-to-market by 80% by cloning and modifying existing workflows.

    Open API & Ecosystem Integration

    Connects seamlessly with mobile money services, third-party platforms, and fintech ecosystems.

    Streamlined Management

    Intuitive UI with real-time error feedback simplifies user registration and lifecycle management.

    Faster Go-to-Market

    Middleware layer accelerates third-party integrations, reducing rollout time by 30%.

    Why Choose mobiqiuity® Pay?

    Global leadership

    With over 90+ deployments in more than 50 countries and counting, we are one of the leading mobile money solution providers around the globe.


    Intensive knowledge

    Profound industry expertise ensuring robust, scalable and tailored solution to address unique challenges of each market.


    Partnerships

    Committed to build strong strategic alliances to provide comprehensive and innovative mobile money solutions that drive growth and foster financial inclusion.


    Experience

    Our vast experience of more than 15 years and a proven track record of consistently delivering successful outcomes for numerous clients has helped us in establishing ourselves as a reliable and trusted partner.

    Selected by top operators and media providers around the world

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    Credible Impact

    impact

    Enabling Africa’s Financial Inclusion with Mobile Money

    One of the fastest growing unicorns that enables over 31.5 million people with access to mobile money services in 14 countries

    Read More
    impact

    Seamless Payments for a Leading Indian Private Bank with Tap & Pay

    Comviva’s Token Vault utilizes tokenization, a security measure that replaces actual card details with unique digital tokens during transactions.

    Read More
    impact

    Powering Unicorns: How Mobiquity Pay Enables $100Bn+ in Transactions

    Driving Financial Inclusion Across Africa with Mobile Money Innovation

    Read More

    Use Cases

    Merchant Payments

    Merchant Payments

    Enables secure offline and online transactions via QR codes, NFC, and companion cards for businesses of all sizes.

    Bill Payments

    Bill Payments

    Allows users to pay bills instantly via mobile wallets, offering flexible installment options for better financial management.

    Financial Aid Distribution

    Financial Aid Distribution

    Supports humanitarian aid programs by digitizing cash disbursements for transparency and efficiency.

    International Remittances

    International Remittances

    Reduces costs and speeds up cross-border money transfers with instant notifications.

    Companion Cards

    Companion Cards

    Links mobile wallets to physical cards for seamless in-store payments and ATM withdrawals.

    Government Payments

    Government Payments

    Digitizes salary disbursements, eliminating inefficiencies and fraud in payroll systems.

    Savings Clubs

    Savings Clubs

    Helps users pool funds securely, fostering financial inclusion and bridging gender gaps in savings access.

    Micro-Savings Accounts

    Micro-Savings Accounts

    Provides instant, fee-free savings accounts with competitive interest rates for financial security.

    Mobile Ticketing

    Mobile Ticketing

    Revolutionizes public transport payments, reducing costs and wait times for commuters.

    Social Payments

    Social Payments

    Integrates with social media for direct, real-time peer-to-peer transactions.

    Short-Term Loans

    Short-Term Loans

    Offers micro-loans for businesses and individuals, providing quick access to working capital.

    Micro-Insurance

    Micro-Insurance

    Ensures affordable coverage for health, life, and business protection, enhancing financial resilience.

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    Key Impact

    60+

    Deployments making us the largest mobile money provider globally

    45+

    Countries where Mobiquity Pay is deployed

    130+

    Million registered customers

    7Bn+

    Transactions processed annually