Scalable. Flexible. Robust.
mobiquity® Pay is a cloud-native digital payments platform supporting Umobile wallets, QR codes and USSD. It enables seamless transactions for individuals, businesses, and governments—from everyday payments to large-scale disbursements.
Designed for agility and reliability, it ensures security, compliance, and rapid deployment in an evolving digital economy.
Intelligent Features for Credible Digital Experiences
Seamless Payments
Supports mobile money, digital wallets, and online payments across USSD, QR codes, NFC, and more.
Financial Inclusion
Provides unbanked users with a Stored Value Account (SVA) linked to mobile numbers for essential transactions.
Universal Payment Access
Supports all payment instruments, including wallet-linked Visa/Mastercard for proximity and remote payments.
Dynamic Pricing & Commissions
Adjusts fees and commissions based on customer profiles, locations, and promotions to maximize revenue.
Cloud-Native & Scalable
Microservices-based architecture ensures auto-scaling, zero-downtime deployment, and high reliability.
Advanced Analytics
Real-time dashboards track system health, business KPIs, and performance insights for smarter decision-making.
Proactive Issue Prevention
Detects and alerts threshold breaches in critical parameters, enabling real-time corrective action.
End-to-End Transparency
Tracks every stage of a payment journey, ensuring clarity for users and businesses.
Faster Service Deployment
Reduces time-to-market by 80% by cloning and modifying existing workflows.
Open API & Ecosystem Integration
Connects seamlessly with mobile money services, third-party platforms, and fintech ecosystems.
Streamlined Management
Intuitive UI with real-time error feedback simplifies user registration and lifecycle management.
Faster Go-to-Market
Middleware layer accelerates third-party integrations, reducing rollout time by 30%.
Why Choose mobiqiuity® Pay?
Global leadership
With over 90+ deployments in more than 50 countries and counting, we are one of the leading mobile money solution providers around the globe.
Intensive knowledge
Profound industry expertise ensuring robust, scalable and tailored solution to address unique challenges of each market.
Partnerships
Committed to build strong strategic alliances to provide comprehensive and innovative mobile money solutions that drive growth and foster financial inclusion.
Experience
Our vast experience of more than 15 years and a proven track record of consistently delivering successful outcomes for numerous clients has helped us in establishing ourselves as a reliable and trusted partner.
Selected by top operators and media providers around the world
Credible Impact
Enabling Africa’s Financial Inclusion with Mobile Money
One of the fastest growing unicorns that enables over 31.5 million people with access to mobile money services in 14 countries
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Powering Unicorns: How Mobiquity Pay Enables $100Bn+ in Transactions
Driving Financial Inclusion Across Africa with Mobile Money Innovation
Read More
Seamless Payments for a Leading Indian Private Bank with Tap & Pay
Comviva’s Token Vault utilizes tokenization, a security measure that replaces actual card details with unique digital tokens during transactions.
Read More
Use Cases
Merchant Payments
Enables secure offline and online transactions via QR codes, NFC, and companion cards for businesses of all sizes.
Bill Payments
Allows users to pay bills instantly via mobile wallets, offering flexible installment options for better financial management.
Financial Aid Distribution
Supports humanitarian aid programs by digitizing cash disbursements for transparency and efficiency.
International Remittances
Reduces costs and speeds up cross-border money transfers with instant notifications.
Companion Cards
Links mobile wallets to physical cards for seamless in-store payments and ATM withdrawals.
Government Payments
Digitizes salary disbursements, eliminating inefficiencies and fraud in payroll systems.
Savings Clubs
Helps users pool funds securely, fostering financial inclusion and bridging gender gaps in savings access.
Micro-Savings Accounts
Provides instant, fee-free savings accounts with competitive interest rates for financial security.
Mobile Ticketing
Revolutionizes public transport payments, reducing costs and wait times for commuters.
Social Payments
Integrates with social media for direct, real-time peer-to-peer transactions.
Short-Term Loans
Offers micro-loans for businesses and individuals, providing quick access to working capital.
Micro-Insurance
Ensures affordable coverage for health, life, and business protection, enhancing financial resilience.
Key Impact
60+
Deployments making us the largest mobile money provider globally
45+
Countries where Mobiquity Pay is deployed
130+
Million registered customers
7Bn+
Transactions processed annually
